David Kessler & Associates represents lenders, investors and borrowers in a variety of secured and unsecured loan transactions.

We represent our clients in the purchase and sale of mortgage loans, handling legal due diligence (including title review) and negotiation and closing of loan purchase agreements. In addition, after closing we commence (or continue) foreclosure actions and suits for money judgments. We also handle the workout of non-performing loans.

Our firm has experience across a wide range of asset classes, including residential, commercial (office and retail), hotels, industrial and condominiums and cooperatives. We also represent private lenders. Our office prepares and negotiates loan and security documents, including commitment letters, notes, mortgages, personal guaranties, construction loan agreements, assignments of leases and rents, UCC filings, security agreements and deeds-in-lieu.

We undertake pre-foreclosure title review, notices of default, deed-in-lieu transactions, short sales, forbearance agreements, motions for appointment of rent receivers, foreclosure actions, Sheriff sales, REOs, evictions, ejectment actions and fraudulent conveyance litigation.

Our firm is also experienced in enforcing unsecured promissory notes and personal guaranties against individuals and, where appropriate, litigating foreclosure deficiency judgments.